There’s been little talk of gun control this presidential election cycle, although state-level proposals continue to make it onto state ballots. 

In his speech at the New York Federal Reserve of New York on October 5, 2016, the Federal Reserve Vice Chairman Stanley Fischer has suggested that a visible decline in the natural interest rate in the US could be on account of the world glut of saving. According to Fischer, both increased saving and reduced investments have potentially significantly lowered the natural rate of interest.

The Department of Labor’s new overtime rule is now only a month away from implementation but few young people are prepared for how this change will affect our lives. While the Obama Administration continues making the claim that this rule will help many struggling young Americans, the reality is far more complex and could have serious consequences for the millennial generation.

In case you missed any of them, be sure to check out last month’s most popular articles. 

The Top Ten Most Visited Articles During October

1. Spain Is without a National Government — And Spaniards Are Digging It by Joseph Salerno 

2. FBI: US Homicide Rate at 51-Year Low by Ryan McMaken

Following voter referenda in which the voters opted to legalize recreational use of marijuana, four states — Colorado, Washington, Oregon, and Alaska — legalized to varying degrees. Colorado and Washington were the first, back in 2012, but in all cases, federal regulators have done their best to hobble the newly legalized industry and to keep businesses in a legal gray area. 

Populism is the order of the day. And one particularly ripe populist issue is the Federal Reserve, which Americans quite reasonably think is complicit with Wall Street banks and the Treasury Department in creating an elite class that makes far more money than it should. While the details of how this occurs mechanically are complicated, it’s no crime for working people not to follow the Fed’s every move or understand the intricacies of its relationship with commercial banks.

It’s that time of year again. Time for vibrant fall colors, cool crisp morning air, and open enrollment in the Affordable Care Act (ACA) insurance exchanges—the government-regulated, state-based healthcare plans set up as part of the act. Since the ACA’s first open enrollment period in the fall of 2013, millions of Americans have opted-in to the government healthcare plan otherwise known as Obamacare. This year, however, represents a tipping point for the future direction of socialized healthcare in the United States.

When I was fourteen years old, my family took a trip to Germany which was my first excursion outside of the United States. At that age, Dr. Pepper was all I drank, and my parents accommodated this by buying me a large case of Dr. Pepper to help me survive. German Dr. Pepper, though, tasted slightly different than what we bought in the United States. At age fourteen, this was a mystery to me — just one of many oddities in another country, I assumed.