Why Health Insurance?
What people need is health care. Yet on both (or every) side of the current health care debate the discussion centers on how people will obtain insurance, not how people will obtain health care. Why is it assumed by everyone that a third-party payer should be the primary way that people pay for health care? And that the obligation of the third party to pay should be secured not by the consumer but by a fourth party (their employer or government)? Even Dr.