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Harry C. Veryser, an associated scholar of the Ludwig von Mises Institute, has served as director of the graduate program in economics at the University of Detroit Mercy and chairman of Walsh College’s Department of Economics and Finance. This article is adapted from his new book, It Didn’t Have to Be This Way: Why Boom and Bust Is Unnecessary—and How the Austrian School of Economics Breaks the Cycle, with permission from the publisher, ISI Books. Send him mail.