Ultimately, we are responsible for ensuring our own security and our incentives are aligned with those of third parties with whom we can contract to assist us. In this regard, security is no different than many other desirable things.
Claiming they are "deregulating" housing, some California politicians want to make it illegal for private homeowners associations to restrict the construction of accessory units. This means more regulation and more centralization of power.
The gold standard has one tremendous virtue: the quantity of money under the gold standard is independent of the policies of governments and political parties. It is a form of protection against spendthrift governments.