The US government's push for digital money does not aim to make transactions easier. Rather, it seeks the power to control money and the people that use it.
Why decentralize? One: small polities allow for more choice and opportunities for exit. Two: small is better for minorities when democracy fails. Three: small polities limit the power of aggressors.
Politicians and the media are blaming businesses for inflation when, in fact, the skyrocketing prices of nearly everything have a government stamp on them.
The FOMC's publicly stated predictions of its own future behavior are essentially useless as accurate predictors of future events. This has been illustrated over and over.