High-deductible or "catastrophic" health plans offer real protection from health disasters. But most government-approved forms of health "insurance" are really just welfare programs in disguise.
Whether racially motivated or not, land expropriation in South Africa is just another episode of state-forced wealth redistribution — with disastrous effects.
Lowering quality and destroying health care choices might reduce some "administrative costs," but the real cost to the public of a government healthcare system is much higher than is admitted.