After lying dormant for several years in the aftermath of the Great Recession, the subprime market has returned with a vengeance. Subprime has become prevalent in every facet of the credit industry, and we should be terrified.
Successful entrepreneurial strategy incorporates learning of all types from trial and error. What other choice is there for entrepreneurs, since they are not omniscient or omnipresent in market processes?
Since no specific victim and no specific crime has been identified, this is no case of reparation as exists under real justice. It is simply a transfer of wealth from one group to another based on some sort of general "exploitation."