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  • Fractional or 100% Reserve System

    I was listening to Peter Schiff, and I heard him say that you don't have to give up a fractional reserve system as long as you tie it to gold. However, I thought you would want a 100% reserve currency because otherwise the money supply could still change based on the amount of credit in the system...
    Posted to Economics Questions by JEHeer6231 on Thu, Sep 25 2008
  • Re: Why have a Central Bank?

    Central banks perform a number of functions; basically they act as the government's own bank, holding the government checking accounts and collecting tax receipts, facilitating the issuance of bonds, etc. They are also frequently given regulatory functions, such as the enforcement of fractional reserves...
    Posted to Economics Questions by PhCrawford on Sat, Sep 13 2008
  • Re: Fractional reserve banking question

    [quote user="confuse a cat"] I've accepted worthless pieces of paper all my life. I never questioned for 32 years whether notes really represented anything, yet it didn't stop me valuing this paper and desiring it more than gold for which i have no use. To me my money is just information...
    Posted to Economics Questions by hjmaiere on Fri, Jul 25 2008
  • Re: Fractional reserve banking question

    [quote user="confuse a cat"] Incidentally i have never understood what currency represents. If you gave me a gold bar, i'd only have appreciated it in terms of how many paper squares it got me Perhaps i have misunderstood you, but if a 'non backed' bank note represents a future...
    Posted to Economics Questions by hjmaiere on Thu, Jul 24 2008
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